This infographic presents key insights on card-based Digital Financial Services (DFS) access points in Ethiopia. The findings show steady growth in ATMs, POS terminals, and debit card ownership between 2020 and 2024. Despite these improvements, access remains highly uneven, with nearly half of ATMs and over three-quarters of POS terminals concentrated in Addis Ababa, a city that represents only about ~5% of the national population. Overall, the infographic highlights Ethiopia’s growing card-based payment infrastructure while emphasizing the persistent challenge of unequal distribution across regions.
